Bankruptcy

At The Sampair Group we are dedicated to helping others improve their quality of life through bankruptcy and debt relief. Bankruptcy is designed to help people get their finances in order and get a fresh start. We believe that you are entitled to all the information you need to make an informed decision about your future. The Sampair Group will provide you with this information free of charge during an initial free consultation.

Moreover, unlike many other law firms or debt relief agencies, the free consultation is with an attorney who will handle your case from start to finish. In addition, your attorney will work directly with you during the bankruptcy process. There are few questionnaires to fill out and no paralegals to deal with. Contact us and your case will be given the highest level of attention.

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Bankruptcy Facts

1. Despite the new laws established in 2005, most people still qualify for a Chapter 7 bankruptcy under the new income test known as the Means Test.

2. Although most taxes cannot be wiped out in bankruptcy, many times they can be, either in a Chapter 7 or Chapter 13. Don’t assume your taxes cannot be included in a bankruptcy.

3. Most Chapter 7 cases are no asset cases and you will not have to give up property.

4. Never listen to friends or relatives about what you should do before filing bankruptcy. In most cases listening to friends or relatives will make your case messy at best.

5. DO NOT liquidate your retirement account in the hopes of avoiding a bankruptcy. Most retirement accounts are protected and most people end up filing bankruptcy after having depleted their retirement. Consult with an attorney before doing anything.

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